Who is behind this site, and what they are licensed to do

Brand and legal entity

DSCR Loans Kentucky is a Loan Daddy LLC brand, NMLS 2827624.

Broker, not lender
NMLS #2827624
AZ CMB Licensed · #CMB-2016143

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

License detail

Legal name

Loan Daddy LLC

NMLS ID

2827624

Arizona

AZ CMB Licensed · #CMB-2016143

Business model

Mortgage broker

What the licenses cover, and what they do not

Loan Daddy LLC is a mortgage broker. We arrange financing with wholesale lenders; the lender that approves your file makes the loan and sets the terms. We do not make loans, we do not service loans, and we do not hold funds.

This site markets business-purpose financing secured by non-owner-occupied investment property. It is not a consumer mortgage site, it does not offer owner-occupied or primary-residence products, and it does not offer any government-backed program.

Kentucky property is the focus of this site. Before you apply, ask us in writing which licensed entity would handle your file, and we will confirm it along with the disclosure package that applies to the transaction.

Rates, terms and advertising

We do not publish interest rate or annual percentage rate figures on this site, in any form, including as examples or benchmarks. Pricing depends on the property, leverage, borrower profile, program and market conditions on the day a rate is locked. Any payment figures on this site are arithmetic illustrations and are labeled as such.

Market commentary on this site is qualitative. Where a third-party figure appears, it is sourced and dated and labeled as a general market benchmark rather than a loan offer. We do not present projections as guarantees.

Consumer access and complaints

NMLS Consumer Access at nmlsconsumeraccess.org lets you confirm a company or individual license, its status and its regulatory history. If something about a transaction with us is not right, tell us first through the contact form and ask for the written complaint procedure; you can also raise the matter with the licensing regulator in the state where the transaction occurred.

Privacy and communications

How we handle the information you submit is described in the privacy policy. The terms that govern use of this site are in the terms of use. Marketing text messages and calls follow the consent you give on the form, and you can opt out at any time by replying STOP to a text.

Nothing here is a loan offer, a rate quote or a commitment to lend. Business-purpose, non-owner-occupied investment property only. All loans are subject to underwriting and lender approval.